MiFinity Casinos
MiFinity connects customers around the world, enabling you to pay online, receive funds and transfer money globally, securely, and effortlessly. Use a unique link to REGISTER! With 170+ integrated payment methods for deposits and withdrawals, and super low, transparent fees, there are infinite possibilities to do more of the things you love.
MiFinity is a payment provider from Belfast, Ireland, established in 2002. At first, it was used in Great Britain only, but it has spread worldwide quickly and nowadays, it’s accessible in more than 170 countries. On this page is the list of all MiFinity casinos, but don’t forget to keep reading and find out more about this payment method.
The eWallet with infinite possibilities
When it was founded, the company’s aim was to offer secure and fast online payments. It has successfully done so, while it also separated itself from Skrill, Neteller or PayPal by allowing users to create multiple accounts and top them with cryptocurrencies.
The operators have noticed that MiFinity is on the rise, which is why a lot of new online casinos in particular, offer this payment method to players from different countries worldwide.
You don’t have to worry about the security of the e-wallet because MiFinity payments are licensed by the British FCA (Financial Conduct Authority) as well as the MFSA (Malta Financial Services Authority).
Their mission is to become the market leader in the online payment market, and their growing customer, merchant, and partner base is proof that this goal has become more and more reachable. With their products they are interesting to different businesses, merchants and also consumers. MiFinity’s headquarter is in Belfast (Ireland), but they also have regional offices in Dublin and Malta.
Their eWallet, which supports world-wide fast and easy money transfer, is their most important and core product that works with the following sectors:
- Travel
- Retail Banking
- Airlines
- Insurance
- Gaming
- Construction
- Education
We listed the top MiFinity casinos while we also covered how to register, make deposits and withdrawals with this payment method and stated some of the disadvantages that you must be aware of.
MiFinity Registration
MiFinity is doing a great job with their registration process. It is fast, easy and done within a few minutes only.
Register your new MiFinity account with LUCKLANDIA:
- Make sure to clear your browser cookies and use the LUCKLANDIA MiFinity Registration link
- Enter your email address and choose a secure and unique password
- Login to your MiFinity account
- Select your Country of Residence and account currency
- Enter your personal and address details
- Set your security questions
- Enter your 6-digit verification code you received by SMS
- Enjoy your new MyFinity eWallet Account
The MiFinity registration process is now finished and your account is almost ready. However, to remove all restrictions and activate all features like the virtual IBAN, multi-currency accounts and much more, you just have to go through the MiFinity Verification Process first.
MiFinity Verification
You can use an unverified MiFinity account, but you will have many restrictions and you will not be able to use all features of your account. Therefore, we highly recommend to directly verify your account after verification. Only a few documents are needed to successfully finish the process. By starting the verification process, you will see a popup where you can decide if you want to move forward with your computer (webcam required) or if you want to use your smartphone to finish your verification. No matter if you use your phone or computer, the steps will be pretty much identical.
Step-by-Step MiFinity Verification Guide with Webcam or Smartphone:
- Login to your MiFinity account and click the verification banner
- Choose your verification method (mobile or webcam)
- Take a photo of your passport and a selfie of your face
- Verification completed and will be done within 1-2 days
Once your MiFinity verification was confirmed, the restrictions from your account will be removed and you can enjoy all benefits, including higher spending limits.
As mentioned before, you can also verify by just uploading your documents without using a webcam or your smartphone. This option you can find by clicking on your name in the upper right corner of your account overview and choose “Upload Documents”.
Additional Verification Steps
At a later stage, after becoming more active and using your account regularly, you will eventually be asked to provide some additional verification documents. This is a standard process for many eWallet providers to prove your identity and make sure you are a legit customer.
The following documents can be asked for in this case:
- Proof of address like a utility bill (gas, water, electricity),
- source of wealth to make sure you are using money which comes from legal activities,
- a bank statement.
Please note, if you are asked for those documents, it is not possible to avoid providing the additional stuff and it is only to make sure to provide a safe and legit business to their customers.
MiFinity Fees & MiFinity Limits
The MiFinity fees and limits are one of the most important pieces of information you need to know before you start using your personal account. Therefore, we summarized all essential details for you to give you a quick and comfortable overview.
It is also worth mentioning that MiFinity offers a virtual IBAN (only EEA and UK customers) for every account owner. More details about that you can find our MiFinity IBAN article. Having an IBAN connected with your account simply gives you the option to make a SEPA transfer directly from your bank account to your MiFinity wallet for free.
We therefore highly recommend applying for this option in your account and using the free deposit option.
MiFinity Fees for Currency Conversion
For transactions involving currency conversion, MiFinity normally adds a fee of 2.99%. However, this may vary for some really exotic currency pairs. More about Deposit and Withdrawal Fee, or Send & Receive Money you can find on their homepage.
MiFinity Fees for inactive Accounts
Your MiFinity Account is free for personal use. However, if you do not log in for 12 months, your account will become inactive and a service fee of 1 EUR per month will be deducted from the funds in your account. Of course negative amounts are not possible and you will not be charged if there are no funds left in your account.
MiFinity Limits
Knowing your account’s limit is an important topic as well. Of course, you want to make sure to be always able to transfer and receive the amounts you want or need.
MiFinity Limits are basically separated into three account verification levels:
- Unverified MiFinity account:
If your MiFinity account is unverified, your MiFinity Fees and Limits can transact up to 150 EUR over a 365-day rolling period. Once reached, no further transactions will be possible and you have to verify your MiFinity account by confirming your identity. Our MiFinity Verification Guide gives you some more details about that. Once you pass the 150 EUR, you can transact up to 1,000 EUR during the 30-day timer to verify.
- Verified MiFinity account (Identity Verification):
This is the lowest verification level and will increase your account limits to up to 20,000 EUR. Only some ID identification document (passport, ID card, driving license) and a selfie is needed to finish this stop.
- VIP MiFinity account verification (Full Verification):
This is the final verification step and will increase your MiFinity Limits to the maximum. Here you need to provide a proper address verification document (e.g., bank statement, utility bill) and source of income proof (e.g., payslip) and a most recent bank statement showing some deposits from your bank account to your MiFinity account.
The VIP verification process might seem a bit much. However, as a regulated eWallet provider, MiFinity has to follow some rules to make sure that only “real” people are using their accounts and money in the system comes through legit sources.
We hope this will give you a good and detailed overview about the most important MiFinity fees and your account limits. More details you can also find on the MiFinity fees on their homepage with some additional information.
MiFinty Account Security
Protect your account and with this your money is essential to all customers. MiFinty is using the latest anti-fraud and security tools to keep your account safe. Sensitive information is always protected and none of your financial details will be shared with any other parties.
Does MiFinity account offer additional protection like 2FA (2-Factor Authentication)?
When logging into your MiFinity account or when you carry out a transaction, MiFinity may send you an SMS containing a verification code, which you must enter correctly before gaining access to your account or completing the transaction. When you make a deposit using a debit or credit card, your bank may also require you to authenticate yourself using an additional layer of security called 3D Secure 2.
How to Deposit with MiFinity at Online Casinos
To make a MiFinity deposit at online casinos, you first need a MiFinity account, which you can open at the official MiFinity website. Setting up the account is straightforward – just follow the steps and you’ll be fine.
Once your account is set up, you must top it up to be able to use it for online gambling. You can use different payment methods to transfer money to your MiFinity account, including credit cards (Visa, Mastercard), bank transfer, cryptocurrencies, Giropay, EcoPayz, Trustly or Klarna. Now, you’re ready to deposit money to your favourite online casino:
- Pick the casino you like from our extensive list
- At the selected MiFinity Casino, navigate to the Cashier area and select MiFinity
- Enter your desired deposit amount
- Enter your MiFinity details (username and password)
- Verify and complete the payment at MiFinity
The deposit process is simple and it takes only a few minutes to complete. Make sure your casino account is fully verified before you proceed to play so that all withdrawals you make later on go smoothly.
How to Withdraw Funds with MiFinity
As a modern e-wallet, MiFinity also offers the option of making withdrawals, so that you can transfer your funds from the casino hassle-free. Withdrawals in the casino are usually free of charge, but you should note that transferring money from your MiFinity account to your bank account is subject to fees.
In the majority of casinos, MiFinity withdrawal works like this:
- Select MiFinity as your payment method
- Enter the withdrawal amount (there’s a minimal withdrawal limit for different casinos)
- Enter your wallet details
- Money will be sent to your MiFinity e-wallet after processing is completed
The process is the same for desktop and mobile casinos. In fact, this payment method is popular with mobile casino players, as it’s convenient for them to have everything in one place.
MiFinity Virtual IBAN
One of the biggest benefits of MiFinity compared to other eWallet providers is the MiFinity Virtual IBAN. We will now show you what exactly the virtual IBAN is and what benefits you can get from it.
The most important benefit is that there are no fees involved for topping up your account if you use the IBAN. This, of course, makes it one of the best deposit options available.
Please note that the Virtual IBAN is only available to customers from the EEA region or UK. Clients from other countries won’t have access to it, unfortunately.
What is a virtual IBAN?
IBAN stands for “International Bank Account Number”. Most of you will already know and use IBANs regularly, as this is basically a standard feature to transfer money from one bank account to another within the EEA region or the UK. Before IBAN was introduced there were lots of different standards for bank account identification which was also the reason for any transaction errors. By creating this standard for all countries (EEA and UK) it becomes much easier to handle international transfers.
MiFinity now offers the option to create a MiFinity Virtual IBAN connected to your MiFinity account. Meaning, you can receive funds from any IBAN enabled account to top up your eWallet.
MiFinity Virtual IBAN Benefits
Here are list of all benefits that come with creating your MiFinity Virtual IBAN:
- Available in 2 currencies (EUR and GBP)
- A FREE and EASY way to deposit funds to your wallet
- SEPA transactions are usually handled the same day
- You can receive funds from any IBAN enabled bank account
For customers from the EEA region or the UK, it should therefore be obvious to choose IBAN as your preferred deposit option to have your money processed fast as well as without any fee.
Some more things you might want to know about the virtual IBAN are the following:
- Which BIC should I use when sending funds to my virtual IBAN?
When you create your MiFinity Virtual IBAN you will also see a BIC number. You can simply copy the details to your banking app then.
- Can I have multiple IBANs?
No, that won’t be possible. You can have only one virtual IBAN connected to your MiFinity account.
- I have more than one wallet. Where will my funds be sent to?
Your funds will always be transferred to your default ewallet.
- What are the limits I can receive via IBAN?
The limits depend on your account verification status and can be checked in your account. If your account was not fully verified yet, we recommend doing this first. This step will automatically also increase your limits.
MiFinty Mobile App
Mobility becomes a more important topic day by day. Clients want the option to always have access to their accounts, no matter where they are right now. With the MiFinity mobile app you will access all account features and manage your account from anywhere in the world.
MiFinity is offering a mobile app for Apple devices, which can be downloaded from the official Apple App Store. Android users can also get the official MiFinity Mobile App through the Google Play Store.
Disadvantages of MiFinity When Using it at Online Casinos
If you want to deposit and withdraw money from MiFinity online casinos, you need to verify your e-wallet and submit some documents before you start using it. This adds another layer of verification checks you don’t necessarily have with other payment options.
While MiFinity is easy to use, when you are topping up your e-wallet and withdraw money from it, fees apply. MiFinity lists all deposit and withdrawal fees, which range from 1.8% to 7.5% depending on the payment method.
Although MiFinity is widely used, PayPal, Skrill or Neteller are still considered to be more popular variants with players and casinos. Therefore, you may find the casino you like, but with rivalry deposit methods.
Should You Use MiFinity at Online Casinos?
If you plan to use MiFinity for online gambling, you should know that it’s quick and secure to use. The e-wallet is one of the top choices, but despite its popularity, it still isn’t accepted in all online casinos.
To find out which casinos accept MiFinity, we recommend you read our casino reviews and see the payment options they offer. Now that you know all about this payment option, scroll through our list of MiFinity casinos and find your favourites!